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FCA Mortgage & Lending policy updates
20 publications tracked in this sector.
Other2026-10-26Mortgage & Lending
Climate-related risks are increasingly relevant to financial services, affecting consumer outcomes and the effective functioning of markets. We examine how flood risk relates to the mortgage market in
Other2026-10-22Payments & E-MoneyConsumer Credit & BNPLInsuranceInvestment & Consumer DutyMortgage & Lending
Financial services firms reported 1.85 million complaints between January and June 2026. ... Use the data to understand complaints trends, compare products and sectors, and explore complaints reported
Other2026-10-22Payments & E-MoneyInsuranceInvestment & Consumer DutyMortgage & Lending
Use the sortable tables below to explore the number of complaints by product and complaints relative to the number of products. ... How to use this tableTo see more than 10 entries at a time, use the
Other2026-10-22Consumer Credit & BNPLInsuranceInvestment & Consumer DutyMortgage & LendingAML & Financial Crime
The data relates to the first half of 2026 (H1) and includes data from firms that report 500 or more complaints within this 6-month reporting period, or 1,000 or more for an annual reporting period. .
Other2026-10-22Mortgage & Lending
Home finance complaints 2026 H1There were 72,870 complaints about home finance products, 3.7% fewer than in 2025 H2.Most home finance complaints related to other regulated home finance products.Firms
Other2026-10-14Mortgage & Lending
We've replaced our guidance on the Financial Policy Committee's (FPC) loan-to-income (LTI) flow limit recommendation. The Prudential Regulation Authority (PRA) has also amended its rules and issued a
Press Release2026-10-13Investment & Consumer DutyMortgage & LendingAML & Financial Crime
Two people who worked at financial advice firms have pleaded guilty to fraud after 4 clients lost £2m. Kerry Nelson, the director of Nexus Independent Financial Advisers Limited and Nexus Investment M
Press Release2026-10-09InsuranceInvestment & Consumer DutyMortgage & Lending
The FCA Board has appointed Liam Coleman as chair of the Financial Ombudsman Service, with the approval of the Treasury. Liam will take up the permanent role on 10 October 2026 for a 3-year term, havi
News Story2026-09-28Investment & Consumer DutyMortgage & LendingAML & Financial Crime
On 24 September 2026, IMFP and IMA entered administration. Robert Goodhew and Geoff Bouchier of Kroll Advisory Limited were appointed joint administrators for both firms. The joint administrators are
Press Release2026-09-21InsuranceInvestment & Consumer DutyMortgage & Lending
The FCA is partnering across sectors to expand protection insurance coverage for millions of unprotected people. While the market is working well for consumers who have protection insurance, millions
Statement2026-09-17Consumer Credit & BNPLMortgage & LendingAML & Financial Crime
Our review finds FCA regulation is not a major barrier to SME finance, but highlights frictions we and others can help address. ... Read the Feedback Statement (PDF)Why we asked for feedbackSmall and
Other2026-09-08Payments & E-MoneyMortgage & Lending
The latest data from firms who have signed up to the Government’s Mortgage Charter. ... The Government’s Mortgage Charter, introduced in June 2023, contains commitments, over and above FCA requirement
Other2026-09-08Mortgage & Lending
We collect mortgage lending data via the Mortgage Lending and Administration Return (MLAR) which is submitted to the FCA by firms carrying out mortgage lending and mortgage administration. ... Statist
Other2026-09-08Payments & E-MoneyMortgage & Lending
The FCA and the Prudential Regulatory Authority (PRA) both have responsibility for the regulation of mortgage lenders and administrators. We jointly publish the mortgage lending statistics every quart
Other2026-09-03Mortgage & Lending
Our outcomes report sets out the conditions participants considered necessary for open finance to improve mortgage journeys in practice. ... Read the full report (PDF)On 8 and 9 June 2026, we brought
Other2026-08-20InsuranceInvestment & Consumer DutyMortgage & Lending
We collect data from the firms we regulate on what products they are selling. Firms operating in the mortgages, retail investments or protection sectors submit product transaction data to us quarterly
Other2026-08-20Mortgage & Lending
This page gives a breakdown of mortgage and remortgage product sales data (PSD) from 1 January 2021 to 31 December 2025. ... The interactive charts and maps below present a selected mortgage PSD set.H
Other2026-08-20InsuranceInvestment & Consumer DutyMortgage & Lending
This page gives a breakdown of retail investment products sales data (PSD) from 1 January 2021 to 31 December 2025. ... We have included the 29 different retail investment products and have grouped th
Other2026-08-20Investment & Consumer DutyMortgage & Lending
Since 1 April 2006, all Product Sales Data (PSD) reporting firms have been required to state whether customers received advice at the point of sale, so all figures involving advised sales are from thi
Other2026-07-23Consumer Credit & BNPLInsuranceInvestment & Consumer DutyMortgage & Lending
We give our latest analysis of the intermediary sector, using data from the Retail Mediation Activities Return (RMAR) for 2025. ... Firms that advise on, or arrange mortgages, insurance policies or re
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Subscribe — from £29/moFrequently asked questions
- What are the latest FCA mortgage & lending regulations?
- FCA Radar tracks every FCA Policy Statement, Consultation Paper, Handbook Notice and Dear CEO letter relevant to mortgage & lending. The most recent publications are listed on this page, updated daily from FCA.org.uk official feeds.
- How often does the FCA update mortgage & lending rules?
- The FCA publishes across its feeds most working days. Rule changes for mortgage & lending arrive through Policy Statements (final rules) and Handbook Notices (specific rulebook amendments), typically several times per year, alongside more frequent supervisory signals such as Dear CEO letters and Consultation Papers.
- How do I get FCA mortgage & lending alerts?
- Subscribe to FCA Radar from £29/mo for a single-sector digest or £49/mo for all 7 sectors. You receive an email when a relevant FCA publication lands — no manual checking required.