Consumer Credit & BNPL — FCA Regulatory Updates
Consumer credit firms — lenders, brokers, debt advisers and BNPL providers — sit under CONC. The perimeter is expanding as buy-now-pay-later is brought into regulation, and affordability and forbearance rules change frequently.
What we monitor for Consumer Credit & BNPL
- BNPL bringing-into-regulation timetable
- CONC affordability and creditworthiness rules
- Forbearance and persistent-debt expectations
- Financial promotions and high-cost credit
2 publications in the last 90 days
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Other
2026-10-22
Payments & E-MoneyConsumer Credit & BNPLInsuranceInvestment & Consumer DutyMortgage & Lending
Financial services firms reported 1.85 million complaints between January and June 2026.
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Use the data to understand complaints trends, compare p
Other
2026-10-22
Consumer Credit & BNPLInsuranceInvestment & Consumer DutyMortgage & LendingAML & Financial Crime
The data relates to the first half of 2026 (H1) and includes data from firms that report 500 or more complaints within this 6-month reporting period, or 1,000 or more for an annual reporting peri
Frequently asked questions
- What FCA publications affect consumer credit & bnpl firms?
- Consumer credit firms — lenders, brokers, debt advisers and BNPL providers — sit under CONC. The perimeter is expanding as buy-now-pay-later is brought into regulation, and affordability and forbearance rules change frequently. FCA Radar tracks Policy Statements, Consultation Papers, Handbook Notices, Dear CEO letters and Final Notices relevant to consumer credit & bnpl.
- How often does the FCA publish consumer credit & bnpl updates?
- The FCA publishes across its news and publications feeds most working days. This page shows every matching item from the last 90 days, refreshed daily.
- How do I get alerts for consumer credit & bnpl FCA changes?
- Subscribe to the Consumer Credit & BNPL sector digest from £29/mo, or all sectors for £49/mo. You get an email whenever a relevant FCA publication lands.