Mortgage & Lending — FCA Regulatory Updates
Mortgage lenders, administrators and intermediaries operate under MCOB. Responsible lending, forbearance for borrowers in difficulty and the Consumer Duty drive most rule changes.
What we monitor for Mortgage & Lending
- MCOB responsible lending and advice rules
- Borrowers in financial difficulty / forbearance
- Later-life lending and equity release
- Mortgage Charter and fair-value expectations
7 publications in the last 90 days
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Other
2026-10-26
Mortgage & Lending
Climate-related risks are increasingly relevant to financial services, affecting consumer outcomes and the effective functioning of markets. We examine how flood risk relates to the mortgage market in
Other
2026-10-22
Payments & E-MoneyConsumer Credit & BNPLInsuranceInvestment & Consumer DutyMortgage & Lending
Financial services firms reported 1.85 million complaints between January and June 2026.
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Use the data to understand complaints trends, compare p
Other
2026-10-22
Payments & E-MoneyInsuranceInvestment & Consumer DutyMortgage & Lending
Use the sortable tables below to explore the number of complaints by product and complaints relative to the number of products.
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How to use this tableTo se
Other
2026-10-22
Consumer Credit & BNPLInsuranceInvestment & Consumer DutyMortgage & LendingAML & Financial Crime
The data relates to the first half of 2026 (H1) and includes data from firms that report 500 or more complaints within this 6-month reporting period, or 1,000 or more for an annual reporting peri
Other
2026-10-22
Mortgage & Lending
Home finance complaints 2026 H1There were 72,870 complaints about home finance products, 3.7% fewer than in 2025 H2.Most home finance complaints related to other regulated home finance products.Firms
Press Release
2026-10-13
Investment & Consumer DutyMortgage & LendingAML & Financial Crime
Two people who worked at financial advice firms have pleaded guilty to fraud after 4 clients lost £2m.
Kerry Nelson, the director of Nexus Independent Financial Advisers Limited and Nexus Investment
Press Release
2026-10-09
InsuranceInvestment & Consumer DutyMortgage & Lending
The FCA Board has appointed Liam Coleman as chair of the Financial Ombudsman Service, with the approval of the Treasury.
Liam will take up the permanent role on 10 October 2026 for a 3-year term, hav
Frequently asked questions
- What FCA publications affect mortgage & lending firms?
- Mortgage lenders, administrators and intermediaries operate under MCOB. Responsible lending, forbearance for borrowers in difficulty and the Consumer Duty drive most rule changes. FCA Radar tracks Policy Statements, Consultation Papers, Handbook Notices, Dear CEO letters and Final Notices relevant to mortgage & lending.
- How often does the FCA publish mortgage & lending updates?
- The FCA publishes across its news and publications feeds most working days. This page shows every matching item from the last 90 days, refreshed daily.
- How do I get alerts for mortgage & lending FCA changes?
- Subscribe to the Mortgage & Lending sector digest from £29/mo, or all sectors for £49/mo. You get an email whenever a relevant FCA publication lands.