Payments & E-Money — FCA Regulatory Updates
The FCA regulates payment institutions, e-money firms and payment service providers under the Payment Services Regulations and the E-Money Regulations. Safeguarding of customer funds, operational resilience and APP-fraud reimbursement are the areas that move most often.
What we monitor for Payments & E-Money
- Safeguarding rule changes and audit expectations
- APP fraud reimbursement and Consumer Duty overlap
- Operational resilience and third-party outsourcing
- Authorisation and change-in-control decisions
7 publications in the last 90 days
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Press Release
2026-10-23
Payments & E-MoneyAML & Financial Crime
Restrictions have been placed on 6 unregulated lenders, known as Annex 1 firms, after the FCA raised concerns about their anti-money laundering policies, controls and procedures while assessing their
Consultation Paper
2026-10-23
Payments & E-MoneyInsuranceCrypto & Digital AssetsAML & Financial Crime
We're consulting on changes to our Financial Crime Guide to help firms strengthen their systems and controls.
...
Read CP26/38 (PDF)Why we're consultingFirms
Other
2026-10-22
Payments & E-MoneyConsumer Credit & BNPLInsuranceInvestment & Consumer DutyMortgage & Lending
Financial services firms reported 1.85 million complaints between January and June 2026.
...
Use the data to understand complaints trends, compare p
Other
2026-10-22
Payments & E-MoneyInsuranceInvestment & Consumer DutyMortgage & Lending
Use the sortable tables below to explore the number of complaints by product and complaints relative to the number of products.
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How to use this tableTo se
Other
2026-10-19
Payments & E-MoneyInsuranceAML & Financial Crime
Jessica Rusu, FCA chief data, information and intelligence officerat Bloomberg's UK Policy Series.
The Mills ReviewThat is why we commissioned the Mills Review, published in July, focused on how AI c
News Story
2026-10-15
Payments & E-Money
On 15 October 2026, ePayments Systems Limited (EPS) entered special administration. Mark Boast and Allister Manson of Opus Restructuring LLP (Opus) have been appointed as joint special administrators.
Press Release
2026-10-08
Payments & E-MoneyInvestment & Consumer Duty
The FCA has set out clearer expectations for asset managers about long-term investments, such as property.
This will help give the market more confidence to invest in funds that support private marke
Frequently asked questions
- What FCA publications affect payments & e-money firms?
- The FCA regulates payment institutions, e-money firms and payment service providers under the Payment Services Regulations and the E-Money Regulations. Safeguarding of customer funds, operational resilience and APP-fraud reimbursement are the areas that move most often. FCA Radar tracks Policy Statements, Consultation Papers, Handbook Notices, Dear CEO letters and Final Notices relevant to payments & e-money.
- How often does the FCA publish payments & e-money updates?
- The FCA publishes across its news and publications feeds most working days. This page shows every matching item from the last 90 days, refreshed daily.
- How do I get alerts for payments & e-money FCA changes?
- Subscribe to the Payments & E-Money sector digest from £29/mo, or all sectors for £49/mo. You get an email whenever a relevant FCA publication lands.